Online shopping has revolutionized the way we shop, offering convenience and flexibility. Among the most popular online marketplaces is Amazon, known for its vast selection of products, quick delivery services, and user-friendly platform. However, many shoppers find themselves wondering how to split payment on Amazon when their order exceeds the balance of a single payment method.
In this article, we will guide you through the process of splitting payments on Amazon, explain the available options, and answer some frequently asked questions. By the end of this article, you’ll be able to comfortably shop on Amazon and use multiple payment methods to make your purchases.
What Does It Mean to Split Payment on Amazon?
Splitting payment on Amazon allows you to divide the cost of your purchase between multiple payment methods. This feature is especially useful when your total order exceeds the balance of one credit card, debit card, or gift card. For instance, if you’re buying a high-priced item but don’t have enough balance on a single card, you can use multiple payment options to complete your purchase.
While Amazon’s standard checkout process allows only one payment method at a time, there are ways to manage your payments using multiple methods for a single purchase.
How to Split Payment on Amazon Using Gift Cards and Credit/Debit Cards
One of the simplest methods to split payment on Amazon is by using a combination of gift cards and your credit or debit card. Here’s how to do it:
- Add Items to Your Cart: Begin by adding the items you want to purchase to your cart. Once you are ready to check out, go to your cart to proceed with the payment.
- Enter Your Gift Card Details: Amazon allows you to use gift cards as part of your payment method. You can apply Amazon gift cards, promotional codes, or e-gift cards toward the cost of your order. First, enter your gift card code in the payment section of your checkout page.
- Apply Remaining Balance to Your Credit/Debit Card: After applying for the gift card, if there is still a remaining balance, Amazon will prompt you to select a credit or debit card for the remainder. This way, the balance on your gift card can cover part of your order, while the rest is charged to your primary payment method.
- Review and Place Your Order: Once the payment methods are applied, review your order and proceed with placing your order.
This process ensures that your payment is split between two or more methods, allowing you to take advantage of both gift cards and credit or debit cards in the same transaction.
How to Split Payment on Amazon Using Multiple Credit/Debit Cards
As of now, Amazon does not natively support splitting a payment across multiple credit or debit cards for a single order. However, if you wish to use more than one card, you will have to follow a workaround approach:
Workaround 1: Place Separate Orders
If you want to use two different credit cards, you can place separate orders for each part of your purchase. For example, if you are buying several items, you can group them by cost and pay for each group using a different credit card.
Workaround 2: Use Amazon Pay with a Second Card
Amazon Pay allows you to make purchases using the payment methods linked to your Amazon account. If you want to use a different card, you can link multiple credit or debit cards to your Amazon account. During checkout, you can select your desired payment method for each transaction. However, this still requires you to split your order into separate purchases.
How to Split Payment on Amazon Using PayPal (Indirect Method)
Amazon does not directly accept PayPal as a payment method, but there is a workaround if you want to use PayPal to split payments:
- Use a PayPal Debit Card: PayPal offers a debit card that can be used wherever MasterCard is accepted. You can link this card to your Amazon account and use it as a payment method for your purchases.
- Use PayPal’s Virtual Credit Card: Another option is to generate a virtual credit card via PayPal. This card can be used on Amazon, and you can pay for part of your purchase using your PayPal balance or a linked bank account.
While this isn’t a direct method of splitting payments, it provides a way for PayPal users to leverage their account balances along with other payment methods.
Benefits of Splitting Payments on Amazon
Flexibility and Convenience
The ability to split payments on Amazon offers great flexibility, especially for high-ticket items. If your budget is spread across multiple sources, this feature ensures you can make purchases without worrying about exceeding your payment method’s limit.
Managing Budget and Payments
For those who like to keep track of spending across various cards or accounts, splitting payments helps you balance costs and manage your budget. This also provides an opportunity to maximize rewards or cashback on multiple credit cards.
No Need for Credit Limit Increases
If you’re limited by your credit card’s spending limit, splitting your payment across multiple cards allows you to avoid the hassle of requesting credit limit increases. This is particularly useful if you want to make a large purchase without affecting your credit score or balance.
How to Split Payment on Amazon: FAQs
Can I Split Payment Between Two Credit Cards on Amazon?
Currently, Amazon does not allow you to directly split a single order between two credit cards. However, you can use multiple payment methods, such as combining a gift card with a credit card, or placing separate orders.
Can I Use Amazon Gift Cards to Split Payment?
Yes, Amazon allows you to use gift cards as part of the payment process. You can combine the balance of gift cards with a credit or debit card to pay for your order. The gift card balance is applied first, and the remainder is charged to your credit card.
What If My Order Exceeds My Available Gift Card Balance?
If your order exceeds the value of your gift card, you can use a credit or debit card to pay for the remaining balance. Amazon will prompt you to enter your card details when completing your purchase.
Is It Possible to Use PayPal to Split Payment on Amazon?
While Amazon does not directly accept PayPal, you can use PayPal’s debit card or virtual card to make payments on Amazon. This method can help you indirectly split payments by utilizing your PayPal balance alongside another payment method.
Conclusion
Knowing how to split payments on Amazon can make your shopping experience much easier, especially when you’re dealing with larger purchases. Whether you’re combining Amazon gift cards with your credit card, using PayPal through a debit or virtual card, or placing separate orders to accommodate multiple cards, there are options available to fit your needs.
The flexibility to use multiple payment methods on Amazon ensures you can make your purchases without breaking your budget or exceeding your credit limit. As Amazon continues to evolve its payment methods, we can expect even more options for shoppers in the future. Until then, the methods discussed above will help you manage your payments efficiently and continue enjoying the vast selection of products Amazon has to offer.
